Owners & Sellers

  • 4Oct2010
    Insurance Tip: Wind Credits or Not

    Insurance Tip: Wind Credits or Not

    OCTOBER 4th, 2010: Article Submitted by: Marge Meek a local Sanibel-Captiva independent insurance agent.

    Congress has approved the flood bill through September of next year; your flood policies are in effect. Now it is on to the continuing problem of wind mitigation credits. The changeover to the most recent, more complex mitigation form continues as insurance companies continue to send out inspectors to re-mitigate your homes. The biggest wind insurance on the island is Citizens and the process goes forward without procedures to reconcile the difference between the mitigation form you originally paid for and the re-inspection that Citizens is paying for.

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  • 21Sep2010
    Save up to 29% on Your Home Owner's Insurance?

    Save up to 29% on Your Home Owner's Insurance?

    Article submitted by Kerry Cooper, President of Cooper Construction

    In the past few years, following the rue of hurricanes in 2004, the Florida Office of Insurance Regulation has conducted studies with insurance companies across the state to ensure that homeowners are receiving fair rates and applicable discounts. The Uniform Mitigation Verification Inspection Form resulted from these in-depth studies. This inspection is a win/win for both insurance companies as well as residents. Ultimately, the purpose of the inspection is to (for the insurance companies) ensure that the dwelling is of sound construction – failure to meet minimal standards allows the company to legally reject coverage and (for home owners) ensure that they are receiving all applicable discounts available thus paying the lowest possible price for insurance protection.

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  • 15Sep2010
    Protecting Your Investment - When it Comes to Your Plumbing

    Protecting Your Investment - When it Comes to Your Plumbing

    Article Submitted by: Steve Taub, President of Aztec Plumbing.

    When it comes to your plumbing, you might be inclined to follow the old adage "leave well enough alone", but there are things that you might want to consider. Technology has actually come a long way when it comes to such things as your pipes, your sewer system, your water heating and even faucets and toilets. Even if you're not ready to upgrade, it's not a bad idea to keep up with what’s available so that when it is time to start you'll know what you want.

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  • 9Aug2010
    Insurance Tip: Citizens Inspections

    Insurance Tip: Citizens Inspections

    Article Submitted by: Marge Meek a local Sanibel-Captiva independent insurance agent.

    Several months ago, Citizens tested mitigation form accuracy and found sufficient cause to expand the re-inspection mitigation form program. Due to the errors that were discovered and because Citizens refunded so much money due to credits that resulted from the forms, the decision was made to send out Citizens inspectors and do it all over again. Earlier this year the state released a new mitigation form that is much more detailed and requires pictures to substantiate all the credits.

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  • 31Aug2008

    Sanibel Island and Hurricane Gustov

    Sanibel Storm Updates
    Sunday August 31, 2008: Hurricane Gustov came the closest to Sanibel Island during high tide around 1:30 p.m. today. The waves and high waters covered the beaches and some of the dunes. Canals swelled to their seawalls but did not overflow. Rainfall has been scattered but there is no flooding on the island. The waters will need to receed to determine if any severe erosion of the beaches has occurred.

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  • 18Jan2007
    Ask the Expert's - A Real Estate Perspective

    Ask the Expert's - A Real Estate Perspective

    1-18-2007: Pfeifer's Paradise Properties presents "Ask the Experts" a series of seminars this season beginning on January 26, 2007 at 10:00 a.m. at the Sanibel Community Association (2173 Periwinkle Way). The real estate market has changed dramatically in the last twelve months due to many factors. Join in this open forum question and answer session featuring the following experts:

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    Posted By:Eric Pfeifer
  • 3Oct2006
    Sanibel Draw Bridge Replacement Progress

    Sanibel Draw Bridge Replacement Progress

    The Sanibel Causeway October 2006

    10-28-2006: This photo was taken as I passed under the new fixed span bridge that will replace the draw bridge. The Sanibel Causeway is scheduled for final completion in July 2007. Having worked as a project engineer, this has been an interesting construction project to watch unfold. The three causeway bridges are visually changing rapidly as the beams are set, the bridge deck is poured and railings set in place. The new toll plaza has also taken shape on Punta Rassa.

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    Posted By:Eric Pfeifer