As Bank of the Islands’ lending team, we are so appreciative of Mary Ellen and Eric Pfeifer for inviting us to write this column to their online followers. If you know Eric and Mary Ellen, chances are pretty good you know our wonderful Sanibel and Captiva Islands. You may be their island neighbors, or hope to be some day. Either way, whether you're considering Sanibel or Captiva Island, we hope you’ll think of Bank of the Islands as neighbors eager to help you with customized loan products and a wide variety of banking services.
Rob Lisenbee - Bank of the Islands Vice President/Sanibel Office Manager
Pam Edwards - Bank of the Islands Vice President
You may be thinking of purchasing an island home through the Pfeifer Realty Group. If you are, we can tell you….you’ve made a great choice in the Pfeifer Team – and they can tell you… Bank of the Islands has some of the best rates* available for financing that purchase. For example, one of our loan products is offered at an excellent interest rate for a long-term, fixed rate mortgage with no points. It is a historically low rate not likely to be seen very often.
You may be thinking about refinancing. Doing so might allow you to reduce your mortgage payments, lower your interest rate, or even pay off your mortgage faster.
Perhaps you want to take advantage of the equity in your island home. If so, it is a great way to consolidate higher interest rate debt or to secure funding for home improvements. At Bank of the Islands, an office of Edison National Bank, we customize loans to fit your individual financing needs.
We offer financing for:
• Primary, secondary or investment homes
• Purchase, refinance or cash-out
• Fixed or adjustable rates
• Interest-only Home Equity Loan ....and just about any other loan you may require.
Most importantly, our local decision making allows us to quickly respond to your needs. As the islands and Lee County’s oldest locally owned and managed community bank, we have a long tradition of being good neighbors to our customers and fellow islanders. That may be part of the reason we’ve been voted the “Best Island Bank” for the past 13 consecutive years. Please stop by or call us at (239) 472-7211 so that we can arrange to meet with you, at your convenience, and show you why we are the island’s “best bank”. We are the only bank with offices on Sanibel and Captiva. Member FDIC and Equal Housing Lender.
We make banking about YOU!
*The rates we offer are subject to change and the borrower’s credit approval.